Press Room
In the News
January 11, 2012
Trends in B2B Payments Fraud (podcast 11:42)
3Delta Systems COO Aaron Bills highlights the latest state of payments fraud and what corporates and banks are doing to protect themselves in this AFP Treasury & Finance Week interview with editor Andrew Deichler.
January, 2011
Payments Fraud Risk in 2012 (requires subscriber login)
3Delta Systems COO Aaron Bills highlights the top security threats in the ever-evolving world of payments fraud, such as "corporate account takeover" attacks by criminals targeting large enterprises, for readers of AFP Payments Newsletter.
December, 2011
Top 10 Business Practices for Fighting Credit Card Theft and Fraud
Tried-and-true tools and techniques from 3Delta Systems for protecting customer credit card account information and minimizing corporate exposure to online payment scams in this issue of Security Matters magazine.
December, 2011
Fighting Payment Fraud in the Supply Chain - Best Practices for Procurement Officers
As businesses write fewer checks and the U.S. payment system slowly morphs from paper to electronic form, more security risks and opportunities for theft -- including payment fraud -- emerge. Aaron Bills, COO of 3Delta Systems, shares insights with Supply & Demand Chain Executive magazine readers about putting the right tools, controls and people in place to measure, track and mitigate exposure to these risks.
September, 2011
The Cloud Invasion
As treasury technology moves toward cloud computing and SaaS, expect banks to upgrade security around customer accounts because of a recent court decision against Comerica Bank after hackers stole more than $560,000 during an email phishing attack that tricked an employee at Michigan custom auto-parts maker Experi-Metal into providing login credentials for its online banking system with Comerica. Aaron Bills, COO of 3Delta Systems, and Dan Miner, general manager of treasury services, explain in this Treasury & Risk story.
September 2, 2011
ISOs Unaware of B2B Opportunities
Potentially big revenue awaits Independent Sales Organizations (ISOs) that successfully penetrate the largely untapped business-to-business and business-to-government sectors, says 3Delta Systems COO Aaron Bills in this ISO & Agent article.
June 24, 2011
Arming Treasurers to Fight Payments Fraud [requires free login]
Corporate treasurers are increasingly responsible for combatting all forms of payments fraud. 3Delta Systems' founder and COO, Aaron Bills, outlines best practices for treasurers in deterring fraud as part of their company's overall risk management strategy in this issue of gtnews.com.
May/June 2011
New Payment Channels, New Risks: Fighting Back Against Cyber Bank Fraud
Aaron Bills, COO of 3Delta Systems, addresses the security risks that new online payment channels pose and passes along risk management strategies, best practices and tips for deterring cyber fraud to readers of Financial Operations Matters magazine.
April 26, 2011
Payments Innovation at TAWPI and IAPP
When it comes to payments innovation, 3Delta Systems is setting a new industry standard by developing what Aaron Bills, COO, calls a global payment infrastructure – a centrally managed platform delivering a high degree of authentication and security controls across all payment types. These TAWPI and IAPP blog posts outline how 3DSI's Payment WorkSuite's technology will apply consistent, streamlined payments processes across the supply chain regardless of how rapidly corporate environments or requirements change.
April 6, 2011
TeamCain and 3DSI Deliver Credit Card Processing to JD Edwards Customers [requires free login]
London-based gtnews.com highlights how 3Delta Systems' Payment WorkSuite will improve operational productivity, mitigate business risk and lower payment processing costs for Oracle's JD Edwards customers through a collaboration with TeamCain, a JD Edwards consulting practice and value-add solution provider.
April 4, 2011
High-dollar transactions moving to p-cards
Strong purchasing card (p-card) growth helped 3Delta Systems reach a milestone in April: over 1 million p-card transactions processed worth more than $1 billion, according to Aaron Bills, COO, and Dan Miner, general manager of treasury services, during a TAWPI blog interview.
April, 2011
Reducing Risk in a Volatile World
Dan Miner, 3Delta Systems' general manager of treasury services, outlines for gtnews readers the increasing visibility of treasurers and the strategic role they play in mitigating corp. risk in today's turbulent global markets. Download the article from gtnews' 2011 Buyer’s Guide to Risk Management Systems.
January 2011
A B2B Merchant Acquiring Primer: How merchants can benefit by focusing on B2B business (PDF)
Three macro, decades-long trends are driving massive change in B2B payments and merchant processing, offering 200-500% growth opportunities for merchant acquirers, according to 3Delta Systems' COO Aaron Bills in PaymentsJournal.com, a new online information portal from Mercator Advisory Group for payments and banking industry pros.
November 2010
Education, Engagement and Empathy (PDF)
In this Transaction Trends profile of 3Delta Systems, COO Aaron Bills discusses how the "three Es" help B2B and B2G companies save money on credit card interchange fees, keep payment data secure while improving PCI compliance, and sharpen operational efficiencies.
October 4, 2010
Identifying the Keys to Success for 3Delta Systems (podcast & article)
In this exclusive PYMNTS.com interview, Dan Miner, 3Delta Systems' general manager of treasury services, reveals how 3DSI is driving innovation in the payments industry, helping B2B companies save money processing card payments and securing their customer card data.
August 2, 2010
Data Goes Incognito
Jeff Abrams of Hill-Rom Holdings, a $1.3 billion manufacturer and 3Delta Systems customer, tells Treasury and Risk readers how tokenizing their customers' credit card transactions using CardVault has improved data security, PCI compliance and risk mitigation. The company has also saved roughly $500,000 by passing on invoice-like information called Level-3 line item detail with every credit card transaction.
July 26, 2010
Securing a Place for Electronic Payments
GSQ's Insider's Report on Payments outlines why 3DSI's CardVault is an optimal solution for businesses that want to protect confidential customer credit card data from cyberthieves and how merchants can lower their card processing costs by including Level-3 data with each transaction.
April 26, 2010
TAWPI Blog: NACHA Payments Conference (blog post)
3Delta Systems COO Aaron Bills explains for TAWPI readers why the company is developing a centrally managed, global payment infrastructure that will deliver a high degree of authentication and levels of control across all payment types.
April, 2010
B2B: Is It Worth It? (PDF)
3Delta Systems is helping customers who report Level-3 line item data save thousands of dollars by qualifying for lower interchange rates on their p-card transactions. COO Aaron Bills illustrates these cost-saving techniques for Transaction Trends magazine readers.
April, 2010
Is It Safe Yet? (PDF)
Hackers intent on stealing credit card data would be stopped cold if more merchants adopt tokenization technologies such as CardVault. Aaron Bills, founder and COO of 3Delta Systems, shares his insights with Digital Transactions magazine readers.
February 19, 2010
3Delta Systems selects Fortrex for Tier-1 PCI DSS Audit
Datamonitor reports that 3Delta Systems' focus on safely processing and storing merchant credit card data and meeting the PCI's toughest requirements means greater peace of mind for merchants and the highest levels of security for their customers.
January 8, 2010
3Delta Announces Referral Deal For Credit Professionals
PaymentsSource and American Banker explore how 3Delta Systems and ACM Payment Processing Solutions are partnering to deliver the lowest possible interchange rates for 19,000 members of the National Association of Credit Management who use 3DSI’s web-based processing gateway for their credit and purchase card transactions.
November 19, 2009
3Delta Systems Certifies with WorldPay
Payments News covers 3DSI's certification to securely process electronic payment transactions with RBS WorldPay and outlines how merchants can qualify for the lowest processing rates by providing detailed purchase information using corporate card line item detail, also known as Level-3 data.
October 26, 2009
P-card Proliferation (article and PDF)
3DSI COO Aaron Bills explains for Green Sheet readers why B2B purchase cards offer a significant yet untapped sales growth opportunity for ISOs.
August, 2009
Problem Solved: Improving Card Processing (PDF)
AFP's Payments newsletter reveals how 3Delta Systems enabled global manufacturer and Six Sigma leader Lincoln Electric Company to save more than $1 million a year in direct and indirect costs on its customers' credit card and purchase card transactions, improve internal treasury operations, and strengthen data security and PCI compliance.
July 08, 2009
3Delta Gets AmEx Connection [subscription required]
Rick Ricker, 3DSI's director of operations, discusses in CardLine andISO & Agent the benefits of processing online-merchant transactions directly through the AmEx card-authorization and processing network using 3Delta Systems' online-payment gateway. Merchants who accept American Express cards now can provide line item details of corporate card transactions known as Level 3 data via 3DSI's secure online system -- a capability that's especially important for purchasing cards because corporate card managers require detailed purchase information, such as item descriptions, quantity, unit price and invoice numbers...
February 18 & 26, 2009
How Retailers Can Avoid Credit Card Data Losses
Retailers face a "perfect storm" of security threats when it comes to safeguarding confidential credit card data. 3Delta Systems COO Aaron Bills shares best practices with readers of Retail Solutions Online and Point of Sale Technology Spotlight.
February 16, 2009
Industry Reaction to Heartland Data Breach
Good security is difficult. Good security in complex systems that allow user access is especially difficult. 3Delta Systems' COO Aaron Bills explains for Bankinfosecurity.com readers that, while the PCI standards are not a panacea for solving all security ills, they are a continual work in progress and very good security industry standards in much the same way that ISO 9000 is a worldwide benchmark for quality management in manufacturing and service organizations...
February 11, 2009
PCI Lessons from the Processing Trenches
Despite the data breach at Heartland Payment Systems, the PCI Data Security Standards remain key to a deep-layered defense against hacker and malware attacks. 3Delta Systems COO Aaron Bills explains why for Compliance Authority readers...
January 28, 2009
First lawsuit filed in Heartland data security breach
3Delta Systems COO Aaron Bills explains for SearchSecurity.comreaders why replacing old frame-relay, point-to-point telecommunications circuits is vital for securing payment data in transit.
December 19, 2008
Retail standards group to tackle virtualization security in '09
Network World explores 3Delta Systems' state-of-the-art, PCI-certified data center "in the cloud" and the latest Payment Card Industry security standards and best practices.
December 2, 2008
How to Speed Cash Flow and Streamline Treasury Operations in a Shaky Global Economy
3Delta Systems founder and COO Aaron Bills details for gtnews.comreaders key factors to consider when choosing a treasury workstation from an outsourced SaaS provider or building an inhouse system from scratch.
November 4, 2008
Head in the clouds
SC Magazine highlights 3Delta Systems' secure cloud computing payment and processing solutions by enterprises that demand the highest quality data security and storage integrity, such asThomasNet.com, the leading online platform in the U.S. that connects manufacturers, suppliers and distributors of industrial goods and services. ThomasNet merchants rely on 3DSI's CardVault – the leading Credit Card and Customer Identication Storage Service (CCID)– to safely accept credit cards and purchase cards over the Internet, to significantly reduce their data breach liability and achieve faster and easier compliance with rigorous PCI Data Security Standards that require merchants to encrypt credit card data wherever it is stored.
May 2008
The Security Arms Race (PDF)
Why do CIOs and CISOs find managing enterprise-level information security so difficult? 3Delta Systems shares its insights with Security Matters magazine readers.
May 2, 2008
Quality Protection of Data
In an era of continually cheaper data storage options and major security breaches, 3Delta Systems challenges SC Magazine readers to think critically about how much data should be retained, where it makes the most sense to store that data, and how best to protect it.
April 2008
Payments in the Industrial Market
3DSI founder and COO Aaron Bills explains for readers ofThomasNet's Industrial Marketeer "Expert's Corner" how credit card and purchase card processing can save them money and improve their operations.
March 24, 2008
The Intelligent Sale (PFD)
Asking the right qualifying questions turns B2B and B2G prospects into sales, as 3Delta Systems outlines for Green Sheet readers.
March 23, 2008
Credit Card Breach Raises Broad Concerns
3Delta's Aaron Bills recounts the difficulty of catching data on the move in this New York Times AP story about the Hannaford credit card breach.
February 11, 2008
Stop, look, listen to merchants: Ten tips (PDF)
3Delta Systems demystifies for Green Sheet readers strategies that work for increasing ISO profits
January 14, 2008
B2B and B2G: The Road Ahead (PDF)
3Delta Systems reveals in The Green Sheet the top three B2B trends to watch in 2008
December 10, 2007
B2B: Pedal to the Floor (PDF)
3Delta Systems details for Green Sheet readers how surging p-card growth is opening new B2B opportunities for ISOs
November 2007
Transaction Trends talks with 3Delta Systems about rich B2B opportunities for ISOs who understand solution-oriented sales (PDF)
The potential is huge, but it's a complex sale
November 26, 2007
Industry Update: 3Delta Systems Welcomes Ives (PDF)
November 15, 2007
Ives Joins 3DSI Executive Team
November 12, 2007
B2B: Rich in Opportunity
3Delta Systems explains for Green Sheet readers why specializing in B2B is more rewarding
October 2007
Bundle Up: Sell Total Solutions at the Lowest Cost and Still Make a Profit (PDF)
3Delta Systems explores in Transaction Trends how interchange rates and PCI compliance affect transaction costs
October 22, 2007
Diversification versus specialization: Which is better? (PDF)
October 8, 2007
How to Cure What Ails Health Care
In a contributed GSQ article, 3Delta Systems explains how solving health care’s payment processing pains offer ISOs new business opportunities
September 2007
Staying Ahead of the Crooks: Do it Yourself or Hire Pros? (PDF)
3Delta Systems reveals in The Green Sheet why merchants that retain credit card data put themselves and their customers at risk
August 13, 2007
P-cards: The Payoff is Palpable
3Delta Systems offers The Green Sheet readers recommendations on how to approach P-card sales.
July 23, 2007
Data Security Sells
3DSI provides The Green Sheet best practices and guidelines on secure data storage.
June 2007
Hidden Opportunity: Tap into Solution-Oriented Sales (PDF)
The Green Sheet & 3DSI Offer Insights into Hidden Sales Opportunities and help ISOs and MLSs uncover the “least total cost of processing.”
May 29, 2007
New Products: Fort Knox for Merchant Data
May 29, 2007
Industry News: 3DSI Creates New Brand Identity
April 2007
Red, White and Green – The expanding government sector can bring profit to creative ISOs, processors and acquirers (PDF)
Transaction Trends talks with 3Delta Systems about Purchase Card growth in the government sector.
April 9, 2007
The B2B tortoise: Plodding to Win
March 12, 2007
Matching Merchants to Solutions: Five Tips
The Green Sheet and 3DSI offer merchants guidance in selecting payment providers
November 27, 2006
Industry Update: The ETA Appoints Bills to Committee
August 14, 2006
3Delta Systems Achieves Compliance
July 2006
The Little-Known Perks of Purchase Cards (PDF)
ISOs & Agents features 3DSI and explores the untapped P-Card market
June 2006
Industry News (PDF)
Transaction Trends highlights new 3DSI solution: an IP-based payment system to support POS and mobile devices.
June 2006
What Toothaches Teach Us About PCI Compliance (PDF)
GSQ features contributed security insights from 3Delta Systems.
May 2006
A Payments Prescription for the Health Care Industry (PDF)
3DSI Speaks with Transaction Trends and Offers a Cure for Reconciling Payment and Patient Data.
May 2006
Jobs Market - Me and My Job
SC Magazine Profiles 3DSI COO, Aaron Bills
March 2006
Industry People (PDF)
Transaction World features 3DSI COO, Aaron Bills
February 2006
Full Stream Ahead - ACH Helps New Revenues Flow in For ISOs (PDF)
3DSI talks to Transaction Trends and explores the evolution of ACH
January 2006
Merchant Rules for Setting-Up Card-Acceptance Programs (PDF)
3DSI provides ISOs & Agents readers tips and guidance on selecting the right payment processing solution.
January 2006
Governments and Tax Payments - E-Gov Payments Heat Up Nationwide (PDF)
3DSI provides purchase card trends and practices for governments.
December 2005
Back in Business: After a Slow Start, B2B Purchasing Cards Have a Bright Future (PDF)
3DSI provides industry insight and best practices for using Purchase Cards.
July 2005
New Credit Security Standards Prompt Soul-Searching
3DSI talks to eWeek about how we meet the new industry mandated security standards.
September 13, 2004